Senior Underwriter – Church Mutual Insurance

Title of the Job: Senior Underwriter

Location: Mechanicsburg, PA

Job Description: Introduction:Looking to join a vibrant organization that makes a difference?At Church Mutual, our customers are at the heart of everything we do. For more than 125 years, we’ve made it our business to protect those who serve and inspire others through our specialized insurance expertise and innovative solutions. Our customers do amazing things for the world — when we protect them, we Stand for Good. We foster a workplace where all employees are treated with dignity and respect; diversity, inclusion and belonging are woven into the fabric of our company through our customers, employees, leadership, business relationships and outreach programs. What you’ll be doing::Proven ability to effectively analyze complex insurance submissions, recognize exposures, provide coverage alternatives, offer risk management suggestions, and adequately price insurance coverage on risks within the company underwriting guidelines. Manage assigned underwriting book of business. Understand and provide input into company underwriting guidelines, products, pricing strategies, and general directives. Achieve corporate goals by utilizing risk analysis and developing strategies to improve the book of business. Understand insurance issues, products, trends in the market, and pricing principles. Provide leadership and be a resource person within the Underwriting Department. Act as a subject matter expert, provide input on unique situations, and share underwriting knowledge through mentoring. Foster positive business relationships with internal and external customers. Position will have an established binding authority, that recognizes level of underwriting knowledge consistent with knowledge and experience. On any given day, you’ll::

• Within established binding authority and in compliance with filings, effectively write and retain business to meet corporate objectives.
• Using various sources of information, analyze, evaluate, make, and document decisions to achieve desired underwriting results on assigned book of business. Recognize exposures to loss, identify coverage alternatives, develop risk management recommendations, and adequately price to an expected profitability level. Negotiate solutions keeping the customer in mind. Decline/nonrenew business not meeting standards.
• Thoroughly understands the reinsurance function, calculations, and administration, per company guidelines.
• Communicate with all customers professionally, respectfully, and timely. Communicate with supervisor on issues exceeding binding authority and territory issues.
• Maintain an effective business relationship with, and be a mentor to, the sales force. Explain and help develop an understanding of coverages, forms, guidelines, and underwriting philosophies. Proactively research, gather, and disseminate information to help service customers, and offer suggestions on options and alternative approaches to coverage, pricing, and risk management.
• Maintain underwriting expertise through an awareness of changes within the Underwriting Department; understanding CM Group, insurance industry coverages, policy forms, and operations specific to our niches; and professional knowledge development using external and internal opportunities.
• Maintain an advanced level of knowledge regarding insurance issues, products, trends in the market, and pricing principles. Maintain a program of self-development to strengthen underwriting knowledge and personal skills.
• Be knowledgeable and a resource on company processing systems and workflows, and actively look for opportunities to improve underwriting performance and processes. Recognize and promote change in a positive manner.
• Take a leadership role in achieving customer expectations through: meeting department timeliness expectations; assisting in territories as needed; and positive interactions with all customers (including Sales, other departments, and Technical Support.).
• Be a resource to the Underwriting Department through: enhancing the knowledge of others, acting as a subject matter expert for the department and others in CM Group, assisting underwriting personnel with accounts above their binding authority or beyond their knowledge level, and assisting the department in special projects.
• Be a leader within the Underwriting Department through: acting as a role model, being engaged in changes, energetic to recognize and resolve issues, assisting others to work in a team environment, assuming responsibility for decisions and actions, and developing trust within the department.
• Ability and willingness to travel with territory sales personnel as required.

Here’s what we expect:**This is a hybrid position that requires 2 days per week in the office located in Mechanicsburg, PA**

• Bachelor’s degree is required. Associate in Underwriting designation or successful completion of two Chartered Property Casualty Underwriting (CPCU) courses may be considered in lieu of a degree.
• 7+ years of experience with a property and casualty insurance company is required. A bachelor’s degree may waive a portion of the experience requirement.
• Ability and initiative to be self-directed.
• Recognize and be receptive to change opportunities to improve efficiency and effectiveness.
• Expertise of the underwriting function and insurance coverages and principles to handle complex insurance transactions, including reinsurance application and administration.
• Operate as a subject matter expert and leader for Commercial Underwriting.
• Demonstrated success in the ability to effectively identify and analyze exposures, recognize areas of concern, and develop appropriate solutions.
• Superior ability to make decisions outside parameter-based situations but within binding authority.
• Superior ability to explain decisions to others and negotiate appropriate solutions.
• Solid organizational skills.
• Work closely with management to provide leadership through knowledge, confidence, and integrity.
• Demonstrated desire and commitment to learn, accept new challenges, and strive for personal improvement/growth.
• Support others by sharing knowledge.
• Develop and maintain positive working relationships throughout the company. Work closely with management to achieve corporate objectives.
• Advanced ability to effectively communicate with others.
• Effectively use CM Group computer systems and stay current with changes.
• Ability to provide leadership in a team environment.
• Responsible, dedicated behavior to accomplish workload expectations and to assist others when necessary.

Church Mutual is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.Exact compensation will vary based on consideration of a variety of factors including education, skills, experience, and location.#LI-hybrid Minimum Compensation: USD $94,300.00/Yr. Maximum Compensation: USD $141,500.00/Yr.

Company Name: Church Mutual Insurance

Salary: $94300 per year

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